Neil Fryman

Justin Bieber went on X. Everyone's like, why are you bringing Justin Bieber onto this?

And there is a point to this.

So Justin Bieber made fun of this Apple interface where the send button and the dictation button are the same thing.

And a lot of people hopped in to say, yeah, Justin, you are right.

Get Apple working on better UI.

And my point here is that maybe...

And changeover or turnover is a good thing for Apple because there are some mistakes that it's made in the past.

It hasn't done so well in the AI race.

So maybe getting some new, fresh talent, getting the old people out, getting some other people in could be something that lights a little fire under them as they are far behind in the AI race.

Vanguard bonds are institutional quality.

Institutional quality isn't a tagline.

It's a commitment to your clients.

It means top-grade products across the board.

Their lineup includes over 80 bond funds.

So if you're looking to give your clients consistent results year in and year out, go see the record for yourself at Vanguard.com slash audio.

That's Vanguard.com slash audio.

All investing is subject to risk.

Vanguard Marketing Corporation Distributor.

You can get three, six, or 12 months of unlimited premium wireless for 15 bucks a month.

It's their best deal of the year and makes it real easy for you to give your expensive wireless bill the Scrooge treatment.