Nick Goodall

national figure probably makes sense.

And I think, you know, as you touched on right at the start with some caveats on there and how does this election go, how does campaigning go, and that could have an influence either way.

But let's throw the question to you then, James.

You've had more success than others in terms of value growth over the last year or two.

Does Invercargill continue to have more growth and will it have more growth than 4% by the end of the year?

five percent maybe i think yeah that's a base starting position right low supply no reason the demand would slow down especially the economy continues to grow especially that type of rural community then yep i think that all stacks up as well so i'll back up your guys predictions but we will have to check back at least via email no bets i promise um i'm definitely over that i have a few beers from the last few years as well so don't worry about that diego

All good.

Well, that'll pretty much do us for today.

But you think that was getting out of crystal ball.

How's this for getting out of crystal ball?

I've got one thing I want you to all do.

We'll go in turn.

But Tom, first, I want you to hypothesize a big digital change.

that will be embedded into the industry.

Now, it doesn't have to be real estate industry specific.

It could be banking or insurance or wherever you want to go with this, but it'll be embedded by the end of the year.

That's a big digital change.

So I hope you've had some time to think about this because I need something hugely intelligent.

That's a great answer, mate.

So well done.