Nicole Friedman
speaker
798 appearances
16 recordings
1 series
first heard Aug 2017
last heard Dec 2024
Nicole Friedman’s voice in public audio — every appearance, attributed to the second.
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And so the effects on the housing market are unprecedented.
So as everybody in the real estate industry loves to say, real estate is local and it really only matters what's happening in your town, in your neighborhood where you're looking to buy or sell.
So for some buyers, they are maybe benefiting slightly from a drop in home prices.
Maybe it's easier to negotiate.
Maybe they can put in an offer under the listing price.
get concessions from a seller.
In other parts of the country, especially on the East Coast and the Southeast and Northeast, there are places where it's still very competitive for home buyers.
They are still getting into bidding wars.
They are still having to bid over asking.
So in general, for buyers all over the country, it's more expensive to buy a home than it was during the pandemic because mortgage interest rates have climbed so much.
But the conditions in terms of how competitive it is and how much inventory there is, is really right now quite variant depending on the location.
Thank you for having me.
WSJ Your Money Briefing · Some Homebuyers Turning to Buydowns for Lower Mortgage Rates · 20 Dec 2022
podcast
The process of buying a home can be really expensive, and so this can be a way to just smooth that transition for a buyer, to make it a little bit more appealing to move into a place knowing for that first one or two or three years they'll be able to have lower payments.
Thank you for having me.
Yeah, so mortgage rates have roughly doubled from a year ago.
It has been a really rapid and dramatic increase, and that's had a huge effect on the housing market.
A year ago, home purchasing was relatively affordable, and there was a huge amount of demand.
And now a lot of that demand has just vanished.
People are stepping to the sidelines.
They are priced out.
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