Nicole Lapin

Yeah.

The timeline has changed, which isn't necessarily good or bad.

It's just different.

It just is.

So Kate, if we can double click for a second on home buying, if somebody is thinking about buying a home in the next five years, what should they be thinking about to set themselves up for success there?

I know.

It's never, is it the right time to buy a house, which we hear all the time.

Is it the right time for me and my family specifically?

That's right.

And Kate was talking about your 401k.

U.S.

Bank found that longevity and this...

economic instability, uncertainty, if you will, which markets don't like and savers and investors get nervous about, anxious about, as you said.

How does that change how people should be thinking about retirement?

If people are living longer, retirement's going to be longer, but it's also going to be more

precarious.

We're seeing like this first generation even coming to retirement with a 401k.

I mean, it's amazing for mama.

But it's also expensive.

So, Kate, if you're in a different part of your career, we talked about shifting the timeline and millennials and Gen Z are doing that.