Nicole Lapin

That's all I'm going to do.

And then the next day I'm going to put them in little baby piles.

That's it.

And so when I broke it down that way, it felt like something that I could stick to because I was actually getting those small steps done.

And it helped me continue the momentum.

What do you guys think?

Unhinged?

Yeah, and I think it works to assuage some fear because sometimes we suffer more in imagination than in reality.

And so we think it's really, really bad until we actually take a look, rip off the Band-Aid.

many many moons ago had my credit reports just sitting like on my counter so scared of them didn't want to open them just assume like i would open them it would say i'm going to jail or i don't know what you know like we just make up these things about our finances because we don't want to face them but i think facing them

really can calm some of that anxiety or some of the fear and and understanding what it exactly looks like in reality not just in your imagination so kate scott i saw you're both very involved in your local communities as i'm thinking about how to teach my daughter financial literacy i think about spend share save like buckets and this share component is really important to be

philanthropic to be part of your community.

Kate, you're on the board of Girls Inc.

of Orange County.

You are also involved in public council in Los Angeles.

Scott, you're on the board of your church.

You also donate your time and money to alleviate food insecurity.

When you think about a bank in the community, where's the role of a bank?

cheesy almost but it's like real because a lot of people have so many traumatic memories potentially about banks like I saw my house closed on when I was little I was so scared of banks you know and changing this perception is real because I think a lot of people you know might bring that or whatever memories they might have of the bank and I saw firsthand you know

how it really made a difference to step up in a time of need so thank you so much guys truly from the bottom of my heart i end all of our episodes by asking our guests for a final tip that listeners can take straight to the bank it can be anything from investing budgeting negotiating planning scott