Nicole Lappin
speaker
4,192 appearances
114 recordings
2 series
first heard Nov 2024
last heard 9 Dec
Nicole Lappin’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Nov 2025 with 2.
Appearances
Great. The end.
Yeah. Yeah. I have my account and then, which is just my account from before we got married. So like before a month ago, the same. And then Jack has his separate account. And then we just opened a joint account a couple of weeks ago. And we put what's in there right now is just what we've been given as wedding gifts from friends and family.
We have been dollar cost averaging into the stock market. We also opened up a joint brokerage account. And so we've maybe invested half of it in the market so far. And then the rest of it, I don't really know what we're going to do with it because we both have enough money in our separate accounts to like cover half of rent and things like that.
We could potentially invest kind of all of the stuff that's in the joint account. These are just the questions that we need to figure out and why I'm here. What should we be doing with it?
We've been very fortunate, I should say. Each of our parents... gave us a wedding gift that they said we could use on either throwing a wedding or just for whatever we wanted. And so we decided to do a really small wedding ceremony with just our immediate family. So there's eight people total.
And so we pretty much got to keep all of the gifts that we've gotten from them and from extended family and things like that. So we had $40,000 in the account. And so we have $20,000 invested, $20,000 in the checking account now, and we haven't decided what we're going to do now.
think that I am. I should have a better budget and I don't. So that would be how I would really be able to tell if I'm living below my means, which would be my goal, but I'm able to save every month, save and invest every month, which makes me feel like I am. So I feel like I'm living below my means and feeling good about the way that I spend.
I don't know. I think the way that I'm thinking about it is it is money that I want to turn into more money, more than anything else. Like, it's not money that I'm saving for anything in particular. We're renting in New York. I don't think we would buy a place here. I don't. I'm really happy to rent here. I like being a renter. I like having a landlord.
I think just with kind of weighing the benefits and costs of owning real estate in New York, it makes more sense for me to be a renter right now. And then we plan on having kids, not within the next three years, but like I say it's
I don't really.
I know. And I should.
For this show, all the time. But I think that because... I guess like Jack and I talk, Jack and I talk about money a lot, but we don't, it sounds like we don't have goals. What is even happening right now?
Thank you.
I'm sorry that you guys are cooler than us. You guys are better Feldmans.
No, we haven't.
We haven't. And I think part of it is because we haven't talked very seriously about where we want to live in five years. And we have talked about kids, so that's not a question mark so much. I think we would maybe take it a little bit more seriously if we had a certain goal in mind by a certain date. And we don't have that, so we should.
A whole mess of things. I think a little bit of imposter syndrome because I don't come from wealth. A little bit of guilt because I don't come from wealth too. But also those are two kind of bad things that immediately jumped to mind. But also there's good stuff too. Like I feel very lucky and grateful and empowered. So all of those good things too.
But there's also a little bit of, yeah, like guilt and imposter syndrome mixed in.
What did you do? When my mom was my age, she was making $35,000 a year and she had me. And so it just feels like I, I don't know, like my mom worked so hard to- provide for me and she helped me pay for college and I don't have debt. And it just, I just feel a little guilty about it. You know, I work hard.
Yeah. Yeah. That's, that's true. That's true. I guess it's like almost like, it feels a little bit more like survivor's guilt where it's like, I didn't do anything wrong, but I am luckier than she was or like have had more opportunities than she did despite her working, you know, just as hard.
Showing 961–980 of 4,192 · page 49 of 210
← Previous
Next →