Nicole Lappin

So one of my biggest pet peeves is when so-called financial experts encourage people to sweat the small stuff and tell you to go cut out your morning latte because those little expenses add up. I say in the finance world, you should actually sweat the big stuff. I mean, why skip the $5 latte when instead you could lower the APR on your credit card and potentially save thousands of dollars?

So one of my biggest pet peeves is when so-called financial experts encourage people to sweat the small stuff and tell you to go cut out your morning latte because those little expenses add up. I say in the finance world, you should actually sweat the big stuff. I mean, why skip the $5 latte when instead you could lower the APR on your credit card and potentially save thousands of dollars?

So one of my biggest pet peeves is when so-called financial experts encourage people to sweat the small stuff and tell you to go cut out your morning latte because those little expenses add up. I say in the finance world, you should actually sweat the big stuff. I mean, why skip the $5 latte when instead you could lower the APR on your credit card and potentially save thousands of dollars?

Sure, $5 lattes do add up, but not like the thousands of dollars of savings do. In relationships and in life, it's the small stuff that matters most. It's all about the little things. But in finances, it's all about the big things. And of all the big things you could sweat, one of the biggest biggies is taxes. Lowering your tax burden can change your life.

Sure, $5 lattes do add up, but not like the thousands of dollars of savings do. In relationships and in life, it's the small stuff that matters most. It's all about the little things. But in finances, it's all about the big things. And of all the big things you could sweat, one of the biggest biggies is taxes. Lowering your tax burden can change your life.

Sure, $5 lattes do add up, but not like the thousands of dollars of savings do. In relationships and in life, it's the small stuff that matters most. It's all about the little things. But in finances, it's all about the big things. And of all the big things you could sweat, one of the biggest biggies is taxes. Lowering your tax burden can change your life.

I know that sounds cringy to say out loud, but the tax code where you live seriously affects how much money you hold onto throughout the year. In fact, many savvy business people uproot their lives and move to a more tax friendly state. Jeff Bezos, for example, just recently relocated from Washington state to Florida. This move is expected to save him $430 million in taxes.

I know that sounds cringy to say out loud, but the tax code where you live seriously affects how much money you hold onto throughout the year. In fact, many savvy business people uproot their lives and move to a more tax friendly state. Jeff Bezos, for example, just recently relocated from Washington state to Florida. This move is expected to save him $430 million in taxes.

I know that sounds cringy to say out loud, but the tax code where you live seriously affects how much money you hold onto throughout the year. In fact, many savvy business people uproot their lives and move to a more tax friendly state. Jeff Bezos, for example, just recently relocated from Washington state to Florida. This move is expected to save him $430 million in taxes.

Even if you're not a millionaire, setting up roots in a more tax friendly state can save you a whole lot of money. So I am not kidding when I say it could change your life. And you still might think that moving for taxes sounds a little crazy, kind of like 90-day fiance move to another country to marry someone you've never actually met kind of energy. But it really does happen.

Even if you're not a millionaire, setting up roots in a more tax friendly state can save you a whole lot of money. So I am not kidding when I say it could change your life. And you still might think that moving for taxes sounds a little crazy, kind of like 90-day fiance move to another country to marry someone you've never actually met kind of energy. But it really does happen.

Even if you're not a millionaire, setting up roots in a more tax friendly state can save you a whole lot of money. So I am not kidding when I say it could change your life. And you still might think that moving for taxes sounds a little crazy, kind of like 90-day fiance move to another country to marry someone you've never actually met kind of energy. But it really does happen.

In fact, a recent study found that the pandemic accelerated moves from higher tax states to lower tax states. So either there are more tax nerds out there than you think, or this is a real money move that you should consider. Let's take a look at which are the best states to call home.

In fact, a recent study found that the pandemic accelerated moves from higher tax states to lower tax states. So either there are more tax nerds out there than you think, or this is a real money move that you should consider. Let's take a look at which are the best states to call home.

In fact, a recent study found that the pandemic accelerated moves from higher tax states to lower tax states. So either there are more tax nerds out there than you think, or this is a real money move that you should consider. Let's take a look at which are the best states to call home.

We financial experts don't always agree, but for most of us, Nevada, Wyoming and Florida pretty consistently get top placement on our good lists. For starters, Nevada, Wyoming and Florida do not have state income tax. You heard me correctly. There are actually nine states that do not tax income.

We financial experts don't always agree, but for most of us, Nevada, Wyoming and Florida pretty consistently get top placement on our good lists. For starters, Nevada, Wyoming and Florida do not have state income tax. You heard me correctly. There are actually nine states that do not tax income.

We financial experts don't always agree, but for most of us, Nevada, Wyoming and Florida pretty consistently get top placement on our good lists. For starters, Nevada, Wyoming and Florida do not have state income tax. You heard me correctly. There are actually nine states that do not tax income.

Those states are Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. And so if you're living in one of those states, less money is coming out of your paycheck than fellow Americans in the other 41. Plus, come tax season, you only have to file one tax return, unlike the rest of us who have to file a state and a federal tax return.

Those states are Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. And so if you're living in one of those states, less money is coming out of your paycheck than fellow Americans in the other 41. Plus, come tax season, you only have to file one tax return, unlike the rest of us who have to file a state and a federal tax return.