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Nilay Patel

๐Ÿ‘ค Speaker
7386 total appearances

Appearances Over Time

Podcast Appearances

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

We've seen the studies from the frontier labs already saying this is going to start happening.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

100%.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

100%.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

That's another place where the consumer basically has to trust you, right?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Yep.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

That's just how it's going to be.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

How do you think about the cost of mitigating against the increased attack service of your scale, the increased capability of the attackers, and all of the products that you want to provide to people?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

When you say first dollar we're going to spend, do you think about that in terms of return on the investment specifically?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Or just this is the enabling cost of all of the other investments we're going to make?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

And we got to stay on it.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Experience a public company.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Obviously, there's some amount of pressure to deliver increasing profits, enabling costs, especially big enabling costs can come under pressure.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Is that just you who has to defend it?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Is it the ethos of the company?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

How does that work?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

It's the ethos of the company, for sure.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

So if you show up and say, I need to double the cost of security, that's just going to be fine.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

I hear from our listeners who have similar situations at you that the incremental cost of security sometimes is hard to defend.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Let me wrap up by just trying to tie all this together.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

I've talked a lot about the individual consumer.