Orphe Divounguy
speaker
63 appearances
1 recordings
1 series
first heard Apr 2023
last heard Apr 2023
Orphe Divounguy’s voice in public audio — every appearance, attributed to the second.
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Appearances
You have mortgage rates falling right at the start of the pandemic.
And so those factors combined with
A very low housing inventory meant that prices just soared, right?
So we have a combination of housing shortages, low home building over the course of a decade, perhaps due to some of the losses that builders incurred during the global financial crisis.
You combine that with the rapid increase in housing demand, and all of a sudden we find ourselves with huge shortages and rapid price increases during the pandemic.
Look, everything's so much more expensive today, but wages haven't kept up.
For buyers, they need to come to the realization of what it is that they can actually afford.
Prices are very high.
Mortgage rates are high.
And so knowing what you can afford, it should be step one.
But most importantly, I think it's important to finance first.
And financing first means working with a mortgage professional first.
who can help you improve your credit.
A higher credit score will save you thousands over the lifetime of a loan, but also take advantage of down payment assistance.
Every area in the country has different local down payment assistance programs that could end up saving you a lot.
And so buyers need to be aware of that.
They need to work with a mortgage professional
and take advantage of what's available to them.
Last but not least, hire an agent.
A real estate agent will help you find the homes that fit your requirements, but also that fit within your budget.
Showing 41–60 of 63 · page 3 of 4
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