Owen McGee

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1,739 appearances 11 recordings 2 series first heard May 2026 last heard 6d ago

Owen McGee’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 11 in all, peaking in Sep 2026 with 3.

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So don't extend the term.

So if you're getting a car and you change your car every three years, don't get a five-year loan, get a three-year loan.

But going back to holidays, it's the same thing, it's the same calculation.

You need to say to yourself, I got

on holidays every August.

So I'm going this year and I'm gonna borrow money.

So I'm gonna go next year and I'm gonna borrow money.

So you know what you do?

Don't take the loan over twelve months.

Try and take it over six months.

Right.

And pay it back over six months.

So the shorter term always works out better.

So the second six months

Yeah.

And the second for the six first six months you're paying for the banker's holiday, the second six months you're saving for next year's holiday.

And even if it doesn't work out perfect perfectly, you'll borrow less next year.

But that's the same across all of our loans.

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