Owen Rascovich

Yeah, most super funds offer a default level of cover, like I said, but just check it because it's often very, very, very low.

Or if you're really young and you might not need insurance, it's often too high.

So just, you know, we've got some information on this on the RAS Finance website.

It's shameless self-promotion, but you can...

Yeah, you can find plenty of information on this elsewhere plus calculators.

It takes five minutes.

Just give it a shot.

Log into your super account and just work it out.

The next one.

Funeral insurance.

I saw you included that one.

Yeah, so this is just a quick one.

Funeral insurance.

Obviously, it pays for funeral expenses.

In my opinion, I've never looked into it getting it myself because I'm still quite young.

Obviously, this is like a probably later in life thing.

Yeah.

but i don't i'm not a big fan of it because if you have like we've been talking about throughout this entire series is an emergency fund insurance funerals can be expensive but if you have that emergency fund you may be able to cover that expense right you might not get you know a horse and cart carrying the coffin down the road but you might get you know what you need yeah and it's probably going to take away the headache and you don't have to pay the premiums now the next one

Do you have health insurance?

Okay, cool.