Owen Rascovitch

And I agree completely.

So another one that I did is just a really short, sweet one.

I bought a car when I was like 19, 20.

probably 20, I bought a ute, like a nice ute, using a personal loan, had like 17% interest.

Was it brand new?

No, it wasn't, which is probably the worst thing because- So you didn't get the nice bow.

It wasn't very reliable.

And it was a lot of money.

Like I could not afford it.

I had to go from bank to bank to bank to get a loan.

Yeah, it was a lot of money, whatever it was.

And then I had to get fully comp insurance and I had to get it through the bank that I got the loan through naturally.

And so this was just a disaster.

I had this loan for years.

It would have cost me double, I reckon, what... If you factored in all the extra costs of the car, it would have been double what the actual purchase price was.

And that just annihilates people at the most important time of their life financially.

So anyway, that's that one.

Okay.

Well, to be honest, one part of me says, well, good on you for giving things a try.

But the other side is kind of like, yeah, there's a lot of complexity, I guess.