Owen Rascovitch

speaker
2,532 appearances 9 recordings 1 series first heard Mar 2019 last heard Feb 2020

Owen Rascovitch’s voice in public audio — every appearance, attributed to the second.

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25% capped at $68 for anything that you purchase over $40.
Now, once again, I could be wrong about that, but hey.
Afterpay charges nearly 4% to the retailer.
So they talk about merchants, this thing called merchants.
What they're saying is the retailer actually takes the bulk of the fee.
So that's how they make most of their money.
So the more retailers they sign up and the more people who buy in-store using Afterpay or online, they charge the retailer a fee.
So the thing about Afterpay, which I'll just touch on here, is that
They voluntarily, as far as I know, they voluntarily submitted themselves to AFCA or the Australian Financial Complaints Authority, which is basically some sort of recourse for disgruntled consumers.
To be honest, I don't know what the rules are, if they do it voluntarily, if they actually have to abide by whatever AFCA tells them to do, but...
yeah anyway they've done that so a few of them have done that which is a good sign i guess so the other one is zip pay it's another one uh interest-free loans up to a thousand bucks pay six dollars per month on the balance outstanding i'm sure there's probably some other things in there but i don't really know uh split it is another one so i split it i think it's on the asx yes it is it's listed its shares are on the asx but that's not the topic of this conversation repayments i
On purchases, same as Afterpay, you still need a visa, you still need a MasterCard to sign up.
You can do it over 36 months.
There's one called Hum.
Slice it.
Yeah.
I think that's the tagline.
Slice up your payments.
Slice up your payments with Hum.
So you need a credit card or visa to sign up to Hum, I believe.
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