Owen Rascovitch

That's a bigger thing.

That's a bigger decision and conversation to have than which ETF you're going to invest in, you know, for the next however long.

Yeah, absolutely.

Okay, so the next one for me was the three big money decisions.

And we talked about schooling, the home, and I think it was cars.

Yep.

And effectively schooling relates to children, the household, things you can do with your mortgage, like offset accounts, maybe not taking too big of a mortgage or just choosing the right mortgage can save you hundreds of thousands of dollars.

And cars, you know, we talked about buying at auction, buying secondhand, all these different types of things, these tricks that could save you maybe, you know, a few hundred thousand dollars in a 10-year period.

Maybe by the time you compound that out over the lifetime, maybe it's half a million, maybe it's a million dollars extra in your retirement kitty.

Absolutely.

Okay.

What was your number two?

The third one for me was the worst money mistakes.

So mistakes that I made, mistakes that you made.

It's just refreshing to know that we're not perfect.

Yeah, that's it.

So the fool doesn't learn from their own mistakes.

A smart person learns from the mistakes of others.

You know, we talk about this a lot.

We've tried a few things.