Owen Rask

speaker

43,058 appearances 136 recordings 3 series first heard Jun 2020 last heard 2d ago

Owen Rask’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 47 in all, peaking in Jun 2026 with 13.

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Australian Finance Podcast · What happens to Super when you retire? · 17 Sep 2026 podcast

What about a defined benefit fund? voice-verified

There's there's still a lot of this set is very technical for people that don't understand. voice-verified

But they they probably don't even know what a defined benefit is. voice-verified

There's still a lot of these super funds. voice-verified

This is the older school um type of m model. voice-verified

There's still a big one in W A G S B. voice-verified

Um M S B S, which is the military super from voice-verified

or four times. voice-verified

I know Victoria Police still have one. voice-verified

Like these are are effectively you contribute a certain amount and then they in effect, correct me if I'm wrong, kind of guarantee your salary for a certain amount of time until you die or something like that in retirement. voice-verified

Interesting. voice-verified

So um I guess the short version of that then, if I'm being brutally honest, is uh get financial advice. voice-verified

Because voice-verified

I remember learning about all this at uni and I was thinking like, what on earth is untax tax untaxed taxed money and why is that taxed? voice-verified

I was just like anyway, you probably know who you are if you're in one of those super funds, but um they're still common and they'll probably still be common for a couple more decades. voice-verified

Yeah. voice-verified

But for most of us we're in the first category of super funds, which is you pay fifteen percent tax on the way in for most contributions, fifteen percent tax internally until voice-verified

you hit pension mode uh and then you're in um zero percent tax environment. voice-verified

Um, okay. voice-verified

So moving quickly through my notes here, I was interested to ask you the minimum pension withdrawal amount um when you do switch to pension mode inside your super fund is four percent. voice-verified

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