Owen Rask

speaker

44,070 appearances 138 recordings 3 series first heard Jun 2020 last heard yesterday

Owen Rask’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 49 in all, peaking in Jun 2026 with 13.

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Australian Finance Podcast · What happens to Super when you retire? · 17 Sep 2026 podcast

I know Victoria Police still have one. voice-verified

Like these are are effectively you contribute a certain amount and then they in effect, correct me if I'm wrong, kind of guarantee your salary for a certain amount of time until you die or something like that in retirement. voice-verified

Interesting. voice-verified

So um I guess the short version of that then, if I'm being brutally honest, is uh get financial advice. voice-verified

Because voice-verified

I remember learning about all this at uni and I was thinking like, what on earth is untax tax untaxed taxed money and why is that taxed? voice-verified

I was just like anyway, you probably know who you are if you're in one of those super funds, but um they're still common and they'll probably still be common for a couple more decades. voice-verified

Yeah. voice-verified

But for most of us we're in the first category of super funds, which is you pay fifteen percent tax on the way in for most contributions, fifteen percent tax internally until voice-verified

you hit pension mode uh and then you're in um zero percent tax environment. voice-verified

Um, okay. voice-verified

So moving quickly through my notes here, I was interested to ask you the minimum pension withdrawal amount um when you do switch to pension mode inside your super fund is four percent. voice-verified

Is that the most common amount that you see people withdrawing money at when you're giving advice to clients? voice-verified

minimum. voice-verified

The minimum, four percent. voice-verified

Yeah. voice-verified

So do you think my I guess I don't know, maybe you know the answer, but I wonder if that's just because people want to switch it to pension mode? voice-verified

Or maybe they got wealth outside super or I don't know. voice-verified

It's really interesting stat. voice-verified

Yeah. voice-verified

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