Owen Rask
speaker
44,070 appearances
138 recordings
3 series
first heard Jun 2020
last heard yesterday
Owen Rask’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 49 in all, peaking in Jun 2026 with 13.
Appearances
So they're they're retiring with um a small mortgage.
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And my question to you is um hypothetically,
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If someone had just turned sixty and they're about to move to part time work, you know, new jobs, that's the important key phrase there, they got seven hundred K in super and a hundred and fifty left on a mortgage.
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Does it make sense to pay off the mortgage?
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And if so, why?
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So this is a common trade off, Tali, that people have a lump of super.
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Their goal maybe in life has been to not have a mortgage, but they've still got one.
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So they think, Well, can I just like
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Neutralise it.
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How do you think about it?
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It's obviously general in nature, but how do you think about it?
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Yeah.
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And then there's also living situations as well and all the other things that lifestyle benefit.
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Um we've got some good questions here coming through, but um the the the
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The kind of nuance in this conversation tally with this one was they were sixty
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They want to move into part time work and they have that seven hundred K and super, but the five hundred a hundred and fifty mortgage.
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The way I frame this is um
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from a behavioural perspective, they might feel like they've got a very big win on the board if they can knock over that mortgage.
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Yeah.
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And then if they go back to if they move to pension phase, they're in a zero tax environment inside super, which is good for compounding.
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Showing 1301–1320 of 44,070 · page 66 of 2204
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