Owen Raskovich

And the ones that don't are the ones that get looked upon unfavorably.

You can also look about looking to getting a side hustle.

You know, we've talked about this a lot.

We had a separate episode on this.

Why not?

Now's as good a time as any.

And again, always you can find something that you're passionate about and you can spend an hour on that each day.

You can spend half an hour on it.

I would say if you haven't done some of the things that I'm about to tell you to do in this episode, you know, to your finances, that's probably where your first point of call should be.

So some of the things that I'm going to tell you to do as we get through the rest of this episode are the things that you should do first with your hour each day.

Okay, so the second camp that people might fall into is I'm not up to my gills in debt.

You know, I don't have interest bills coming at me.

I don't have credit card bills.

I don't have overdue afterpay repayments.

I don't have these types of things.

But you also have a cash buffer.

So you're not up to your gills in debt.

You've also got that cash buffer.

So as always, we say, get that cash buffer up to six months of your living expenses is ideal.

Two grand is absolute minimum.