Owen Raszkiewicz

We know it's kind of important, or we're telling people it's important.

Maybe we can start with the article you wrote and the reasons why it'd be important to start thinking about it as early as possible.

TFN is code for tax file number.

It's a lot easier today than it was even five years ago.

Okay.

So we know this is just getting on top, so sort it out.

Yeah.

Yep.

What about the inside-outside of super debate?

And maybe you can just explain what we mean by inside and outside.

Yeah.

I mean, there are extenuating circumstances with super, but make no mistake, it's not easy to get money out.

And you definitely, as far as I know, it's almost impossible to get all of your money out of super.

yeah early so pretty pretty locked down yeah that's it yeah so uh that's not even really an option but um yeah so you're saying you can put money into this account known as our super fund which we can't touch until maybe 65 maybe later maybe sooner depending on the circumstances or you can invest um like you can put money in your own bank account your own name in a brokerage account investment property crypto whatever you want to do

Totally.

And so this is kind of one of these things that we call a false choice, right?

You think that you have to make a decision, this one or that one.

And we see this all the time.

People are like, well, do I invest in this ETF or that ETF or that share, that ETF or property or shares?

You don't have to pick one.