Owen Raszkiewicz

So keep that in mind.

Anyway, but yes, so long story short is you can definitely change if they raise their fees, but just make sure it's cost effective.

Yep.

So another one is how do you actually work out what your super is invested in?

This is a big thing with ethical stuff.

Yeah, so soon that I laid the boot into Australian Super, one thing you can do with a website like theirs is if you go into a member account, you can see the types of investments that they're making.

So they might have, you know, we own this much of a Melbourne airport or we have this many Westpac bank shares.

You know, you can see it may not be exactly for you and how much you own through the Super Fund, but it might be for the entire Super Fund in that strategy.

Yeah.

So you can work that out.

And then you can go from there.

If you're one of those people who are, I only want to invest in ethical stuff, well, they might have an ethical option, which then you can drill down into and have a look on their website.

And there are always other options, right?

You can look at other super funds.

You can...

Some of the biggest super funds nowadays do this kind of like half self-managed super, half we do it for you kind of thing, which is it's effectively a brokerage account inside your super fund.

So it allows you to pick the things that you want to buy.

So if you wanted to know exactly what you owned in your super fund, you might be able to look into something like that or speak to an advisor.

For sure.

Okay, and the last one here is, will super funds start to have more power over the market as their farm increases?