Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
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Appearances
Exactly.
Merchants and business owners say that not including that last step of signing makes transactions go by faster and that makes customers happier.
A lot of the everyday people that I spoke with for this story find signing for things tedious.
I spoke with a bartender who expressed that usually younger customers tend to be a little bit more annoyed at the request for sign and maybe they'll put a smiley face in its place or put an X.
Whereas maybe customers are a little bit older, like to stay and sign their full name.
So you're really seeing this shift towards faster transactions, more frictionless transactions.
That's a little harder to say.
Let's take checks, for example.
We've seen a really steep increase in the amount of check fraud that's been happening over the past couple of years.
A lot of that has to do with the fact that there is a physical signature and writing component when it comes to checks.
And fraudsters are now washing those checks chemically and rewriting signatures and amounts.
And so when it comes to fraud detection, many companies and banks are now looking beyond the signature when it comes to whether or not a check is valid.
They're looking at what type of account this purchase is associated with.
They're looking at how much money the check is written out for.
Things like that, more circumstantial things, are now playing a bigger role when it comes to identity verification.
And it's the same way with our credit cards and debit cards.
We don't realize this, but the payment processors and banks have something of a profile when it comes to the types of purchases we make.
They know where we live.
They know the stores that we frequent.
And they're taking in that information every time we make a purchase.
Showing 241–260 of 1,572 · page 13 of 79
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