Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
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Appearances
It's not all going to taxes.
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Municipal bonds, for example, are a great choice for investors in a high-tax bracket or a high-tax state.
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Every municipal bond is free of federal taxes, and some are triple tax-free, exempt from federal, state, and local taxes as well.
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For some businesses, it is more cost effective to avoid those credit card processing fees and just take cash.
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But for other businesses, it's more of a hassle.
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And so they're cutting that part completely out.
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A lot of people are still using cash, predominantly older people, people who just prefer cash for small transactions here and there.
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It's still a really popular payment method, especially amongst people who are maybe lower income or get paid primarily with cash.
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Exactly.
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And so that's who financial advisors refer to as underbanked or unbanked.
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And there's a lot of people in this country who don't have an association with a particular bank or don't have access to debit or credit cards.
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There's another group of people who prefer to use cash and they have debit and credit cards.
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I spoke with a lot of them and they say that cash just feels more anonymous in a way.
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They often feel like when they spend money on a credit or debit card, that's a transaction that's being tracked.
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But when they spend cash, they feel like they could spend it anywhere.
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It's also really helpful for some people to budget.
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Once they spend a certain amount of cash on hand, they know, OK, that's it.
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That's been my limit for the day.
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Versus when you're swiping a credit card all day, it's really hard to know how much money you've spent.
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Absolutely.
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Showing 481–500 of 1,572 · page 25 of 79
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