Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
If you tell your friend that you can't go out tonight, you are allowed budgeting, maybe saving to move out to a bigger apartment or something like that, then the next time an opportunity arises, your friend could be the one that reminds you, hey, weren't you supposed to be saving for that thing?
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At the end of December of last year, a young man named Lucas Battle got onto TikTok after a night of spending way too much money than he had intended and was just thinking about what his priorities were going to be for the year of 2024.
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You know, he was thinking about the two words quiet luxury, which is a trend that.
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had a lot of popularity in 2023, basically favoring well-made, expensive and understated fashions.
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And he wanted to flip those two words.
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So he kind of came up with the words loud budgeting.
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Talking about money makes people feel generally uncomfortable.
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Even though financial advisors and behavioral scientists have been outspoken, no pun intended, about the benefits of talking about your financial situations, people in their everyday lives don't like to talk about it.
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They'd rather avoid the topic.
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The loud part of loud budgeting kind of gives people permission to defend themselves by saying, listen, I can't go out to dinner tonight.
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I just don't have the money.
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Exactly.
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Instead of maybe making up a vague reason in the past why you couldn't commit to an activity or an event, people are just feeling empowered to say, I don't have the money or I'd rather not spend money on this because I want to save for this.
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Well, financial advisors and behavioral scientists actually do see some benefit to this trend.
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Budgeting is nothing new, of course, but loud budgeting could be a way to encourage people to actually stick to their budgets.
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If you tell your friends about something that you're going to do, they can serve as an accountability partner and actually hold you to the promise that you're going to make.
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In this case, if you tell your friend that you can't go out tonight, you are loud budgeting, maybe saving to move out to a bigger apartment or something like that.
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Then the next time an opportunity arises, your friend could be the one that reminds you, hey, weren't you supposed to be saving for that thing?
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His video really took off.
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It generated over one million views and more than a thousand comments.
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Showing 681–700 of 1,572 · page 35 of 79
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