Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
And if you can't do all of it at once, maybe split your holiday shopping to small intervals, buying as much as you can so that you don't exceed your budgets.
matched
Another thing that I heard is to be honest with your family and friends about where you're at financially.
matched
If this year spending a ton on gifts is just not as feasible for you, let them know.
matched
A woman that I spoke with recently switched jobs, and she said that her and her husband are thinking about offering their family member free technology help coupons in order to help them with any kind of technological assistance that they might need.
matched
It's a free gift, but it's also a really thoughtful one, and it's an extension of time over money.
matched
Exactly.
matched
A professor at the University of Chicago who studies financial decisions told me that we tend to budget with our regular expenses in mind, but we leave out those big unexpected purchases.
matched
So think about when...
matched
Your tire is flat on the side of the road and you have to spring for a new tire.
matched
Or when something breaks in your house and you've got to spend thousands of dollars fixing it.
matched
Try to incorporate those big unexpected purchases into your regular budget so that they don't blindside you.
matched
People are also trying to put their money towards gifts that are going to extend even longer, past the holidays.
matched
Some families are putting money into 529 accounts for college savings.
matched
That way, when children grow up, they'll have more money for college.
matched
WSJ Your Money Briefing · New Fafsa Application Changes Could Boost Your Financial Aid · 7 Nov 2023
podcast
Families can get more money for college and therefore keep more money in their wallets.
matched
Some families could save anywhere between $5,000 and more than $10,000 on the cost of college each year, depending on how much they make.
matched
Currently, the Free Application for Federal Student Aid, also known as the FAFSA, asks families how much they contribute to their work-sponsored retirement accounts.
matched
Now, families are already expected to contribute anywhere from 22 percent to 47 percent of their discretionary income towards paying for college.
matched
And so those retirement contributions would then be factored back into the total income that families were expected to contribute.
matched
Yep, that could make them less eligible for financial aid.
matched
Showing 921–940 of 1,572 · page 47 of 79
← Previous
Next →