Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
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Appearances
Financial advisors also recommend that even those who do have a little bit of credit card debt, they should still be saving and putting as much money as they can aside just to start flexing that muscle.
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Here's where we get to level three, which is one of my favorite things because I use it in my own personal finance.
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Exactly.
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And so these are your fun goals like Christmas gifts for friends and relatives, vacations in the future, and even paying a down payment on a car.
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So this is where you can set up different pockets of savings accounts for those specific goals and almost pay yourself through those accounts every month.
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Yes, for sure.
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When you're looking at things like six-month or one-year CDs, you got to make sure that you're meeting whatever the minimum balance requirement is.
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But typically for high-yield savings accounts, there is no minimum balance requirement.
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Yes, a woman I spoke to from Pennsylvania does a really good job of this.
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She puts $150 aside for car insurance, $300 aside for vacations, and $200 aside for Christmas and birthday gifts every month into three separate accounts.
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And it's growing over time, so when those holidays come up and those vacations come up, she can just dip right into those funds and use that to pay off the expense.
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Financial advisors say that if you're in that spot, well, first of all, you're in a really great position.
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They also say that it might be time to take money out of high yield savings because these yields that we're seeing are not outpacing inflation.
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They're essentially keeping up with it.
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So this might be a time to talk with your financial advisor and figure out ways to diversify your portfolio.
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Yes.
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Investing in a mix of stocks and bonds is something to really look at if you're at this position.
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The end goal is, of course, to expose kids to new activities, get them to come out of their shell, and even get them to dive into something that they're interested in.
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But the majority of parents who do put their kids in these extracurriculars do hope for some kind of return of investment.
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It's a combination of things.
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Showing 1041–1060 of 1,572 · page 53 of 79
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