Oyin Adedoyin

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1,572 appearances 36 recordings 1 series first heard Mar 2023 last heard Feb 2025

Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Where Savers Could Put Their Cash After the Fed’s Interest-Rate Increase · 1 Aug 2023 podcast

But the inverse effect happens for savings accounts. matched

It makes it a lot more lucrative to keep your money in one place or a couple of places. matched

And that includes CDs, high-yield savings accounts, bonds, things like that. matched

Financial advisors told me that it's not too late, but savers should be looking at this moment right now, if they haven't put their money into any of those devices yet, to start shopping around and seeing which ones have the best rates. matched

CDs have really seen a comeback in the past couple of years. matched

There was even a reference to them in the Barbie movie. matched

Yes. matched

In the Barbie movie, right around the middle of the movie, there's a big CD reference and it's hilarious. matched

Oh, my goodness. matched

You have to go. matched

Exactly. matched

No spoilers, but I'll tell you what happened. matched

There's basically this scene where someone in the movie doesn't know what a CD is. matched

And that's when another person in the movie takes that opportunity to explain what a CD is. matched

And a CD or certificate of deposit is basically a document. matched

a high-yielding savings account that matures over a specific amount of time. matched

And what that yield is is probably going to vary from bank to bank, but you can take out a CD for as little as three months or as long as five years. matched

Yes, you have to keep the money in that account, and if you take your money out early for whatever reason, there's usually a penalty. matched

Well, people have already probably seen these interest rates in their bank accounts from whatever bank they belong to, usually advertising high yields for a shorter amount of time. matched

So this is an opportunity that financial advisors and experts told me that banks can take advantage of this high yield environment, but not have to commit to that same yield for longer. matched

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