Oyin Adedoyin

speaker

1,572 appearances 36 recordings 1 series first heard Mar 2023 last heard Feb 2025

Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · How Writing Paper Checks Can Expose You to Fraud and Theft · 25 May 2023 podcast

They usually will dip it into a chemical like a nail polish remover matched

that wipes away all that ink so that they can then rewrite, you know, the amount, who the recipient of the check is to, and all that type of information. matched

Yeah, it feels that way, but people are doing it. matched

They're also doing something called check baking, and that's a little bit more in this era where they are kind of taking photos of signatures of checks, and they're then Photoshopping them onto, you know, a check that looks pretty realistic. matched

And so if they have your bank account, you know, routing number and account number, they can easily just Photoshop and create a whole new check. matched

Yep. matched

People that work at check manufacturing companies and people who study check fraud recommend using a gel pen or some kind of permanent pen and writing in blue or black ink, which is a little bit harder to wash out. matched

Experts recommend that people fill the check out all the way. matched

So don't leave any spaces in your check where, you know, someone could write something that you didn't write or something that you didn't intend to have sent. matched

They also really recommend that people complete the memo line, you know, where it says this check is payable for and never put the word cash in that box. matched

Put any other word, any other descriptor but cash. matched

And when you are writing out a check for a specific amount, make sure that the dollar amount that you write matches the written amount that you write out as well. matched

So you really want to take your time when writing these checks. matched

Many people write checks when they're rushing and banking experts really recommend not to do that. matched

Yeah. matched

Banking experts say that you really don't want to have too many people touching your check. matched

If possible, you know, walk directly to the post office and hand it to someone who works there to make sure that it's in the right hands. matched

And even better, hand it directly to the recipient. matched

If you're writing out a check for someone's graduation, give it to them in person. matched

WSJ Your Money Briefing · How CD Ladders Can Help Investors Get More From Their Savings · 1 May 2023 podcast

CDs are in a place right now where they are comparable to rates that you can get from an iBond or a treasury.

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