Palmer Luckey
speaker
1,661 appearances
11 recordings
6 series
first heard Apr 2025
last heard 9 Apr
Palmer Luckey’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 10 in all, peaking in Jan 2026 with 7.
Appearances
In a way, the existence of a bank to me is almost this antiquated thing.
Like you you would hope that companies could really just do all of this stuff themselves or at least most of it themselves.
themselves, uh, but the the regulatory climate, the way that the banking system works requires that you have this intermediary in the form of a regulated bank to make these things happen.
And so I I kind of just think of our business as part and parcel of these companies that need us, and we're gonna work very, very closely with them and focus on the things that they care about.
That's probably not going to be, for example, uh you know, residential mortgages, uh, but things like a
equipment financing, very conservative, you know very conservatively played where it's not gonna turn into a risk management problem, uh allowing them to work with the legacy banking system and plugging into that in the least painful way, these are things that we have a lot of customers who are very interested.
Oh, and we need to not lose their money.
Uh i if we can do that, we'll be doing better than many other banks.
avoid getting a charter at all.
You know, they want to be a fintech company and they basically will dance around the fact that realistically what they're doing is basically being a bank.
Um look, there's a lot of things that you can do without having your own charter.
There's things you can do partnering with other companies.
There's a lot of things you cannot do without having your own charter, but there's a lot of risks you cannot take.
Yeah, it's sort of against it's it's kind of
We decided that we needed to get our own charter because of the type of bank we were gonna try to run and the ability to have the buck stop with us.
The moment that you're dependent on somebody else for the key infrastructure, the key risk management, the key licensure questions, they can kick you off the platform.
They can be forced to kick you off the platform.
They might and maybe they're doing it for good reasons, maybe they're doing it for bad reasons.
I mean you've seen
This play out, for example, with Steam and their payment processors and their banks and their payment processors' banks, where they're basically censoring games because there's some circle of people who all claim it's not them pointing down the chain.
Showing 101–120 of 1,661 · page 6 of 84
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