Pat Wright

And it didn't really answer the kind of questions I had as well, which was like about, for instance, like when I was starting like a stock brokerage account, I was like, is there any risk here?

Like if it goes broke or like all those questions that people might have when they're starting out.

So what I think has happened since then is that there's a lot more, you know, there's a lot of great podcasts like your own.

There's a lot of people kind of, you know, writing articles

that or talking about some of those issues from that perspective of beginners or people who are starting out investing.

I think that's a really good thing from a kind of financial literacy point of view.

I think if people can be informed and feel empowered to make choices, that's really good.

I guess the other part of it is, and like you mentioned, there's been a huge influx of people into the share market in the last year or so.

We've had like a lot of, you know, the market, stock market has been doing really well for a really long time.

And I think, I hope that a lot of people who are getting started in stocks kind of have that perspective that it's a long-term investment.

It's not something that's, you know, you do over, you know, it's not a get-rich-quick scheme, right?

It's not offering 50% returns a month, unfortunately.

But there's inevitably going to be drawdowns and there's going to be times where people, you know,

you know the market falls like and we had a bit of that last March so but that's the reality of kind of investing as well and so I guess if you're starting out and like one thing I that took me a while to kind of get my head around was having that kind of emotional ability to kind of deal with some of those things and having that long-term kind of approach and that's something that

For me, that's something I've learned personally.

But again, I think there is a lot more information out there for young people.

But the articles and podcasts and videos can't kind of tell you how it will feel when you're looking at red numbers on a brokerage account, right?

You have to kind of do it yourself as well.

So...

That's the thing I would say as well is that you have to at some point do it yourself to really learn.