Paul Frambot

speaker

486 appearances 1 recordings 1 series first heard Jul 2026 last heard 29 Jul

Paul Frambot’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

Appearances

newest first · ▶ plays the moment

Bankless · Morpho Midnight: The Future of Fixed-Rate Lending | Paul Frambot · 29 Jul 2026 podcast

So you can manage the rate, but also the liquidity.

And you can say, hey, you know what?

Happy.

I don't care if I have my money right now.

I can lock it for six months, in which case I can achieve higher capital utilization.

Or you want to say, hey, I really want a lot of liquidity, in which case you can also do that.

So to the eyes of the user, the vault looks like Morpho Blue Vault, right?

But behind the scenes, the curator, when you use Morpho Midnight behind the scenes, they're going to basically buy those obligations.

And you should think of the vault as aggregating those different obligations.

Yes, it has to be bootstrapped by the midnight product arm.

But from a user perspective, you probably still want to be passive, like the users in the Coinbase app and the Robinhood app, they still want to be, you know, passive to some extent.

So this is why votes are still important.

And they will basically roll the different obligations on your behalf, etc.,

Yes, I think that's right.

But as a user of the vault, you would never see any of that.

Yes, exactly.

And this is the sort of like, you know, part of the strategy of the launch of midnight is that

Midnight has billions of dollars already accessible if we turn on the switch of like vaults being able to allocate.

It's a parameter in the code of MorphoVaults is that we can basically say now all the MorphoVaults that have all those billions of dollars of liquidity, they can allocate into Midnight.

We are conscious this is, you know, a big decision.

Showing 141–160 of 486 · page 8 of 25