Phil Thompson
speaker
1,592 appearances
4 recordings
3 series
first heard Apr 2026
last heard 25 Aug
Phil Thompson’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.
Appearances
And so if we're recommending, Gemma, you pay $5,000 versus two, there's got to be very good reason because I'm telling you, you could get it for $2,000 with another insurer.
It's actually, yeah, it's more the terms.
Like, you know, we theoretically, someone may charge you $2,000, but they're going to decline your cover.
Well, just decline it because we've done our pre-underwriting.
Based on your medical history, we know that they're going to not offer you cover or not offer some cover.
So
We could apply for it.
Theoretically, it would be $2,000.
But you're never going to get that cover for $2,000.
You're not getting the cover.
Okay, got it.
So that's why we try and show all of the full comparisons and explain if it is more expensive, the insurer we're going with, we'll tell you exactly why we're doing that.
Yeah, and if we're telling you to cancel the policy and move it somewhere else, we'll show you a replacement table.
So, hey, if we wanted that insurer and went to increase it, how much would it cost you versus the one we're recommending?
How much is the cost there?
So, anytime we tell someone to move from their super fund insurance to somewhere else, we'll do a full quote comparison of how much it would have cost with that super fund.
There is a way of reducing the commissions.
The advisor can choose to dial down commissions.
Okay.
Now, what that does mean, it saves the client money on premiums.
Showing 501–520 of 1,592 · page 26 of 80
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