Phil Thompson

speaker
1,592 appearances 4 recordings 3 series first heard Apr 2026 last heard 25 Aug

Phil Thompson’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
1 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.

Appearances

newest first · ▶ plays the moment
No worries.
As long as they're going back to the same role, we can replace the cover.
So things like that, just having that relationship with an underwriter to go, hey, we can get this across the line for these reasons is conversations we do as advisors all day, every day.
Oh, absolutely.
Maybe.
Really, there are limitations with cover within super.
If you're not gainfully employed at the time you want to claim on income protection, you can't get covered.
While an advised policy, you will get paid out.
So there is some cover, but often most people won't have enough cover, anywhere near enough cover.
And some of the case studies we'll look at, like the default level of covers, several hundred thousand dollars, if that.
So high level, you can get an advisor to set up a proper policy for you and get your super fund to pay for it.
So you may as well do it that way.
When you get around to do it, that's how you will do it.
I love it.
I love it.
Not very often do you self-shame.
But it's very normal.
It's very normal.
This is the thing.
Like insurance is never urgent.
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