Phil Thompson

speaker

1,592 appearances 4 recordings 3 series first heard Apr 2026 last heard 25 Aug

Phil Thompson’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.

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She's On The Money · Personal Insurance & Chronic Illness: What’s Included & What’s Changed? · 25 Aug 2026 podcast

And so knowing that financial stress is the major driver for mental health conditions is a really important thing to go.

Yeah.

How do we have a safety net for ourselves?

Whether it is a cash flow buffer, whether it is listening to shit on the money and starting investing, like not having financial stress in your life is the best mental health treatment.

not the best mental health training.

But it's very, very helpful.

With the

It's not solving your problem, but if it's a driver of financial stress, then it's a problem.

Okay.

So there's there's a few things changing.

So we talked about this last time that genetic tests are changing their rules.

So there was legislation changes that insurers can't use genetic tests when you don't have family history, but you just want to know more about your your health.

So they can't use that against you.

Um from one October twenty twenty si uh sorry, eighth of October twenty twenty six.

Um and so they can still do it today.

I actually had a client yesterday.

Where they're using a future genetic test.

And there is one insurer who's scrapped it already, but everyone else is waiting until the deadline.

There is another thing whereby uh there is a life code of practice.

Now I'm going pretty deep and geeking out a little bit here, but there's a life code of practice that's um that it governs how life insurance companies need to manage um their business.

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