Phoebe Blamey

speaker
357 appearances 1 recordings 1 series first heard Apr 2022 last heard Apr 2022

Phoebe Blamey’s voice in public audio — every appearance, attributed to the second.

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And the 5% deposit needs to be genuinely saved.
And by genuine savings, it's not just putting money aside in a bank account or buying shares or other investments.
your ETFs and stuff like that.
Rent is genuine savings.
Paying back a loan at an accelerated rate is genuine savings and tax returns are genuine savings.
That does, that absolutely counts.
And that's a very important part of it.
That's the normal part of genuine savings.
But there are options.
So if you get lump sum for some reason, say you win some money or you sell some shares or whatever.
That makes sense.
Yeah, I mean, unless there's a logical order you want to go through.
No, there is no logical order.
It's all about how much do you want to buy for and then how much deposit do you have.
Okay, wonderful.
And then we try and drill down to – All right.
Yeah, is that Victorian or –
No, that's national.
So that's a 2% down.
And that's 2% down including stamp duty.
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