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Rachel Cruze

👤 Speaker
45392 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And so we're starting to talk a little bit more beyond what I'm about to tell you.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

But I think just starting with the basics of them practicing the three big buckets of money, which is giving, saving, and spending.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And when you think about it as adults, that's basically all we can do with money, right?

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

You can be more sophisticated within those buckets, but like that's it.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And so being able to do all three, if you're an adult and you can do all three well, you're a pretty well-rounded person with money.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

I would say you have a pretty healthy grasp on it.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

It's when people get to the extremes that it becomes difficult, right?

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

They spend everything they make.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And they're broke or they save everything and they become hoarders and they're not fun, enjoyable people to be around because they're just obsessed with, you know, keeping money like it.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

They're not generous people in that way.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

So I think the...

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

Teaching them and letting them experience all three is going to be big.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And so, I mean, we take kind of the old school approach, which is what we tell adults to do, is give some of your money.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

Have a 10%.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

Like, hey, whatever you make, 10% of it needs to go somewhere.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And that can be at a local church if you're there.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

It could be at something that they're passionate about, some type of nonprofit.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

Whatever it looks like.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

But I think, you know, cultivating the spirit of one of the first things we do is we're givers, like we give.

The Ramsey Show
Get in the Driver’s Seat of Your Own Life

And there's something in that habit that I think is so beautiful.