Rachel Cruze

Where the math is fun and for them to understand logically, my parents said that, they taught us about mutual, like, this is what this can do.

But the reality is you're going to need cash on hand to buy a car at 16.

You're going to need cash for college.

You're going to need cash.

I mean, my parents even told me when you graduate college and that transition from college to the real world, whether you need first month's rent and last month's rent for your first apartment, you got to buy furniture.

Like there is in the next 10 years of his life or her life,

they're going to need cash.

And majority of people don't even have that.

And so they end up, you know, in the negative as they start adulthood.

So having that there where compound interest and everything, they're going to be fine if they start investing at 21, 22, right?

So I really, in my mind, I wouldn't because I wouldn't even put money in like, oh, buy a stock here and watch it grow because we don't even teach single stocks.

Like I wouldn't even get in the habit of that.

So I would have a tangible thing that they're saving for.

that they're invested in.

And usually the car is it for most teenagers, which is great.

And then, hey, where can we continue to enjoy some of this and give some of it?

And Andy, I'll say to you, I mean, kudos to you.

We always say more is caught than taught, which is so true.

And in your situation, what you've just walked through as you just flippantly kind of said it at the beginning, you're like, I left.

I left an abusive marriage and I'm on my own.