Rachel Cruze

Like Winston and I, I mean, we funded a ton.

Amelia's 11 and we slowed down hers just because of all this.

You're probably done.

Just to say, I mean, again, I don't know what she's going to do.

And financially, whatever's in there that will grow for the next, you know, six years.

And then if it's not enough, can we cash flow behind it?

But that's because we've been doing the baby steps for 15 years, too.

But it's something to think about, especially because your kids are so young, Michelle.

Brainwashing worked.

Okay guys, let me ask you something.

What would it take for you to switch your bank?

Because if you're still earning next to nothing on your savings, you need to check out Fairwinds Credit Union.

And I know what you're thinking, it might sound like a hassle.

Moving your direct deposit, updating bills, getting a new debit card, feels like a lot.

But here's what most people don't realize.

Staying where you are could be costing you hundreds of dollars every year.

Y'all, the average savings account pays less than half a percent.

So let's say, for example, you've got $20,000 saved.

You might earn around $70 a year.

But with a Fairwinds high-yield savings account earning 3% APY or more, that same money could earn you over $600.