Rachel Cruze

That's the moment to deal with it, because when you do nothing, it escalates.

They can take you to court, and if you don't respond, they can win by default, and that gets expensive fast.

Guardian Litigation isn't a call center.

They're an actual law firm.

From day one, you're assigned an attorney to represent you.

So if things do escalate, you're not scrambling and you're not hit with surprise legal fees.

Guardian litigation only gets paid when the debt is negotiated and you accept the settlement offer.

This isn't about shortcuts.

It's about dealing with the problem before it gets worse.

Go to guardianlit.com slash Ramsey today.

That's guardianlit.com slash Ramsey today.

Attorney advertising.

Results may vary and no specific outcome is guaranteed.

So what about investing at the next level?

I mean, we talk about the four mutual funds to put your 401k in and good 5 to 10 to 20-year track records when you're picking those inside your 401k or your Roth IRA.

But I mean, what about another level?

When you get to baby step seven, what do you do?

It can be really confusing.

There's a lot of stuff to consider.

So we've done a two-night virtual event two times.