Rachel Cruze

Can I share the story?

Can I tell you the call that I took?

They moved in, there were 33, I remember this, and they moved in with his family so that, because he was like, hey, we need to save money.

We got to get out of this debt, we got to save money.

So I finally asked, well, how much debt were you guys in when you started this?

I said, $10,000.

I said, great, what's the progress?

Where are you guys at now?

We're $40,000 in debt.

I said, whoa, you did all this to save money.

How would you go $30,000 more into debt?

Well, he just likes to buy a lot of, and I went, this is exactly my fear.

You get too comfortable when you're living with family and you don't end up saving more.

You end up just spending more because you don't have rent to pay.

So that 1200 bucks just goes into the ether.

So that is why I'm so angry at this because most people I talk to don't actually save money.

Caveat, if you had a big life implosion, health scare, a divorce, totally get it.

That's not what we're talking about.

Hey, mom made spaghetti tonight.

Yeah.