Rachel Cruze

So again, it makes sense that she's fearful, but also we can't let fear dictate and make our decisions because it's an emotion that's not trustworthy. You know, it is there to create, to make us...

So again, it makes sense that she's fearful, but also we can't let fear dictate and make our decisions because it's an emotion that's not trustworthy. You know, it is there to create, to make us...

So again, it makes sense that she's fearful, but also we can't let fear dictate and make our decisions because it's an emotion that's not trustworthy. You know, it is there to create, to make us...

to create safety for us right there's fear and our body reacts to it and it's like i'm on guard i'm on guard and why and sometimes the threat is real right i mean if you're see a bear and you're like there that's scary like that's a very real right your body's response is correct so run or whatever you're supposed to do when you see a bear like dad or whatever you're supposed to i don't even know

to create safety for us right there's fear and our body reacts to it and it's like i'm on guard i'm on guard and why and sometimes the threat is real right i mean if you're see a bear and you're like there that's scary like that's a very real right your body's response is correct so run or whatever you're supposed to do when you see a bear like dad or whatever you're supposed to i don't even know

to create safety for us right there's fear and our body reacts to it and it's like i'm on guard i'm on guard and why and sometimes the threat is real right i mean if you're see a bear and you're like there that's scary like that's a very real right your body's response is correct so run or whatever you're supposed to do when you see a bear like dad or whatever you're supposed to i don't even know

But the fear here, while I understand it, it's not based in reality. It's based in someone's situation, but that's not the reality out there. And so I think that's what she has to really overcome. So maybe, Brandon, even you guys, we always say a three to six month emergency fund.

But the fear here, while I understand it, it's not based in reality. It's based in someone's situation, but that's not the reality out there. And so I think that's what she has to really overcome. So maybe, Brandon, even you guys, we always say a three to six month emergency fund.

But the fear here, while I understand it, it's not based in reality. It's based in someone's situation, but that's not the reality out there. And so I think that's what she has to really overcome. So maybe, Brandon, even you guys, we always say a three to six month emergency fund.

Maybe you bump it up, you know, six, you know, maybe six, seven, eight months just to give some extra buffer in that high yield fund. Just to know if something happens, we are going to be okay. Like we have an emergency fund for the emergency fund kind of idea, right? So she may just need some extra security.

Maybe you bump it up, you know, six, you know, maybe six, seven, eight months just to give some extra buffer in that high yield fund. Just to know if something happens, we are going to be okay. Like we have an emergency fund for the emergency fund kind of idea, right? So she may just need some extra security.

Maybe you bump it up, you know, six, you know, maybe six, seven, eight months just to give some extra buffer in that high yield fund. Just to know if something happens, we are going to be okay. Like we have an emergency fund for the emergency fund kind of idea, right? So she may just need some extra security.

And then, and then you guys just keep, you know, I mean, my hope was that you guys do start investing because I think you're exactly right from a math standpoint, you want that compound interest as early as possible.

And then, and then you guys just keep, you know, I mean, my hope was that you guys do start investing because I think you're exactly right from a math standpoint, you want that compound interest as early as possible.

And then, and then you guys just keep, you know, I mean, my hope was that you guys do start investing because I think you're exactly right from a math standpoint, you want that compound interest as early as possible.

and then you guys just keep reevaluating, and don't look every... She doesn't need to look every day at the market, because it's going to dip, and the news is going to freak out, and then she's going to be like, oh, my God, the world's coming to an end, right? So don't look at it, but once a year, you guys need to reevaluate and just say, okay, what did this year look like? But it does take a...

and then you guys just keep reevaluating, and don't look every... She doesn't need to look every day at the market, because it's going to dip, and the news is going to freak out, and then she's going to be like, oh, my God, the world's coming to an end, right? So don't look at it, but once a year, you guys need to reevaluate and just say, okay, what did this year look like? But it does take a...

and then you guys just keep reevaluating, and don't look every... She doesn't need to look every day at the market, because it's going to dip, and the news is going to freak out, and then she's going to be like, oh, my God, the world's coming to an end, right? So don't look at it, but once a year, you guys need to reevaluate and just say, okay, what did this year look like? But it does take a...

I guess in her case, kind of that leap of faith. It's not really a leap of faith because I think there's a lot of facts around it, but it does take a level of trusting the system.

I guess in her case, kind of that leap of faith. It's not really a leap of faith because I think there's a lot of facts around it, but it does take a level of trusting the system.