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Rachel Cruze

๐Ÿ‘ค Speaker
36389 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

I guess in her case, kind of that leap of faith. It's not really a leap of faith because I think there's a lot of facts around it, but it does take a level of trusting the system.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

It's a great point. Yeah. So I don't know if that helps Brandon, but yeah, that's, yeah, it's a hard one because again, I think it's, I think her fear is valid, but yet we, just because it's valid doesn't mean that we make decisions around it. That's right. That's right. But thanks for the call. All right, let's go to Aaron in San Diego. Hi, Aaron. Welcome to the show.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

It's a great point. Yeah. So I don't know if that helps Brandon, but yeah, that's, yeah, it's a hard one because again, I think it's, I think her fear is valid, but yet we, just because it's valid doesn't mean that we make decisions around it. That's right. That's right. But thanks for the call. All right, let's go to Aaron in San Diego. Hi, Aaron. Welcome to the show.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

It's a great point. Yeah. So I don't know if that helps Brandon, but yeah, that's, yeah, it's a hard one because again, I think it's, I think her fear is valid, but yet we, just because it's valid doesn't mean that we make decisions around it. That's right. That's right. But thanks for the call. All right, let's go to Aaron in San Diego. Hi, Aaron. Welcome to the show.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah, absolutely.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah, absolutely.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah, absolutely.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah, so normally we would say that. We always say to sell anything that is non-retirement. And we are not big fans of single stocks just because it is so volatile that if that one company somehow loses everything, right? And I think I know what company you're talking about, so I don't know if that's going to be the case. But you never know, right?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah, so normally we would say that. We always say to sell anything that is non-retirement. And we are not big fans of single stocks just because it is so volatile that if that one company somehow loses everything, right? And I think I know what company you're talking about, so I don't know if that's going to be the case. But you never know, right?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah, so normally we would say that. We always say to sell anything that is non-retirement. And we are not big fans of single stocks just because it is so volatile that if that one company somehow loses everything, right? And I think I know what company you're talking about, so I don't know if that's going to be the case. But you never know, right?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

We were even looking the other day, Jay, in a team meeting at Peloton when Peloton was like so big. Yes. And it's like gone to nothing basically. You know what I mean? So I'm like it was hot, you know. So just the idea that, yeah, just because something's working today, it may not be the best long-term play because you never know.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

We were even looking the other day, Jay, in a team meeting at Peloton when Peloton was like so big. Yes. And it's like gone to nothing basically. You know what I mean? So I'm like it was hot, you know. So just the idea that, yeah, just because something's working today, it may not be the best long-term play because you never know.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

We were even looking the other day, Jay, in a team meeting at Peloton when Peloton was like so big. Yes. And it's like gone to nothing basically. You know what I mean? So I'm like it was hot, you know. So just the idea that, yeah, just because something's working today, it may not be the best long-term play because you never know.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

So, yeah, getting rid of single stocks would be something that I would recommend and then using any of the profits to go ahead and pay off debt and then go and take that โ€“ The proceeds, everything else, because you'll have way more than what you have in debt.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

So, yeah, getting rid of single stocks would be something that I would recommend and then using any of the profits to go ahead and pay off debt and then go and take that โ€“ The proceeds, everything else, because you'll have way more than what you have in debt.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

So, yeah, getting rid of single stocks would be something that I would recommend and then using any of the profits to go ahead and pay off debt and then go and take that โ€“ The proceeds, everything else, because you'll have way more than what you have in debt.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

And you can go put that in a Vanguard account, an index fund, open up a mutual fund, and just have more diversification with that money and let it grow long term without, again, that volatility of just that one specific company. How much will it be when you cash them in?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

And you can go put that in a Vanguard account, an index fund, open up a mutual fund, and just have more diversification with that money and let it grow long term without, again, that volatility of just that one specific company. How much will it be when you cash them in?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

And you can go put that in a Vanguard account, an index fund, open up a mutual fund, and just have more diversification with that money and let it grow long term without, again, that volatility of just that one specific company. How much will it be when you cash them in?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Oh, I'm sorry. I misheard your numbers. But yeah, so I would go ahead and sell it and put that towards the debt. Just be ready for the tax hit when it comes because it will come on your income taxes. Yep, for next year. Yeah, if you sell in 2025, it'll be there in the 2026 when you get it in April. That's right. Thanks, Aaron, for the call. Thanks to everyone in the booth.