Rachel Cruze

So skimping on insurance might feel like saving, but when life happens, it is not great because you may not have a safety net that you need, and we don't want debt to be that safety net. So the right insurance acts as a shield around your loved ones and your wallet if disaster strikes. And in some cases, it can save you money if you're paying too much for insurance.

So how do you know if you have the right coverage? Make sure to take the coverage checkup. It's an online free resource that creates a personalized insurance action plan. for you that's unique to your situation. And it makes an overly confusing topic really easy to understand and gives you the next step specifically for you and your situation.

So how do you know if you have the right coverage? Make sure to take the coverage checkup. It's an online free resource that creates a personalized insurance action plan. for you that's unique to your situation. And it makes an overly confusing topic really easy to understand and gives you the next step specifically for you and your situation.

So how do you know if you have the right coverage? Make sure to take the coverage checkup. It's an online free resource that creates a personalized insurance action plan. for you that's unique to your situation. And it makes an overly confusing topic really easy to understand and gives you the next step specifically for you and your situation.

So go to ramseysolutions.com slash checkup to take the coverage checkup or click the link in the description if you are watching on YouTube or listening on podcast. Up next, we have Derek in San Jose. Hi, Derek. Welcome to the show.

So go to ramseysolutions.com slash checkup to take the coverage checkup or click the link in the description if you are watching on YouTube or listening on podcast. Up next, we have Derek in San Jose. Hi, Derek. Welcome to the show.

So go to ramseysolutions.com slash checkup to take the coverage checkup or click the link in the description if you are watching on YouTube or listening on podcast. Up next, we have Derek in San Jose. Hi, Derek. Welcome to the show.

Absolutely. Thanks for calling in. How can we help?

Absolutely. Thanks for calling in. How can we help?

Absolutely. Thanks for calling in. How can we help?

Oh, wow. Between 10 and 12? Is that what you said?

Oh, wow. Between 10 and 12? Is that what you said?

Oh, wow. Between 10 and 12? Is that what you said?

Oh, my gosh. That's going to be a houseful. That's fun. So great.

Oh, my gosh. That's going to be a houseful. That's fun. So great.

Oh, my gosh. That's going to be a houseful. That's fun. So great.

Oh man, this is a hard one. Um, because, uh, I think it is a wise decision to do one. And I say that even more. I have a friend who's going through not a great situation, and she came in with a lot more. And now he's just – I mean, it's just messy. It's messy, messy. And there's a level – again, you're hoping and praying, obviously, that this is the one and that it's going to last a lifetime.

Oh man, this is a hard one. Um, because, uh, I think it is a wise decision to do one. And I say that even more. I have a friend who's going through not a great situation, and she came in with a lot more. And now he's just – I mean, it's just messy. It's messy, messy. And there's a level – again, you're hoping and praying, obviously, that this is the one and that it's going to last a lifetime.

Oh man, this is a hard one. Um, because, uh, I think it is a wise decision to do one. And I say that even more. I have a friend who's going through not a great situation, and she came in with a lot more. And now he's just – I mean, it's just messy. It's messy, messy. And there's a level – again, you're hoping and praying, obviously, that this is the one and that it's going to last a lifetime.

Mm-hmm. But as you guys have experienced, you know, there is a reality to all of this. And whenever any of us get married, right, I think there is like this like, okay, I'm choosing you for a reason and for a lifetime. But we also don't live under a rock and know that things change in life and situations come up.