Rachel Cruze

Well, I mean, I would not spend a ton of money, but if you can find a little $10,000 policy through your checking account at the bank or something like that.

That's not my favorite way of doing it, but that's one way you could do it.

The second thing that comes to mind is to add a little bit to the $4,000 as we go along.

You don't have tons of room in this budget, obviously.

But if you can add a little bit to it and then arrange for, you know, go ahead and do some shopping on an inexpensive funeral process, cremation or an inexpensive burial.

I mean, we're looking for the Chevrolet casket, not the Cadillac casket, you know, that kind of stuff.

Right.

And so what can we do for five thousand dollars?

And just assign that money to that issue.

Don't prepay it, but, you know, kind of predetail it, preplan it to where you know that you've got it covered.

And, you know, if you can get...

really, really close with your cash, I would prefer to do that.

And even if you added another thousand to it and you say, okay, 5,000 is the emergency fund and the ultimate emergency is my funeral expenses so that I'm not a financial burden to the kid or the grandkids.

How?

Wow.

But, you know, if for...

$5 or $10 a month, I don't think you can.

But if you could find something like one of these gimmick type policies that are guaranteed issue, I don't know what they would cost at 80.

But they obviously have to be guaranteed issue.

It's not standard term insurance.