Rachel Cruze

So that humility, which I think you already have because you've realized, crap, I'm not good at this and I've messed this up.

So you have a level of that now.

But it'll do inner work in you for sure to go backwards in lifestyle.

That's not easy.

Hey guys, healthcare is one of the biggest stress points in your budget.

It's confusing, and most of the time it feels completely out of your control.

But there is a better way to handle it.

Christian Healthcare Ministries isn't health insurance.

It's a health cost-sharing ministry where Christians share each other's medical bills.

And it's not a new idea.

THM has been around since 1981.

It's predictable and proven, and they've shared over $13 billion in medical bills for their members.

Plus, you get more flexibility.

There are no network restrictions, and you don't have to wait for open enrollment.

Now, let's talk about how CHM helps your budget, because programs start at just $115 a month, and many families save hundreds of dollars a month compared to traditional options.

So if you are tired of feeling stuck, check out Christian Healthcare Ministries.

Right now, CHM is offering new members a 50% credit towards their first month of membership.

Go to chministries.org slash budget and use promo code RAMSEY.

That's chministries.org slash budget and use promo code Ramsey.

By how much?