Rachel Louise Ensign

speaker

574 appearances 12 recordings 1 series first heard Jan 2018 last heard Jan 2024

Rachel Louise Ensign’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Inflation Pushes More Americans to Dip Into Savings · 6 Jul 2022 podcast

And they're also concerned about other upcoming payments.

For instance, the end of the student loan moratorium.

Obviously, there's been many times they've said it's going to, okay, we're going to make you start paying your student loans again.

And

It really hasn't happened yet.

But as of now, people are going to have to start paying their student loans again in the fall, which for many graduates is a pretty sizable payment.

So that is something that a lot of people who have saved a lot are bracing for and think makes continued savings kind of difficult.

Thank you for having me.

WSJ Your Money Briefing · Young Investors to Financial Planners: Thanks, But No Thanks · 9 Nov 2021 podcast

The typical financial advisor relationship is pretty much stayed the same.

You give someone control of a big chunk of your money, maybe all of your money.

You pay them an annual fee on that.

And in general, they're going to mostly be putting it into stocks and bonds.

So younger people, they are much more interested in alternative assets.

You know, it's like in prior generations all over the place.

I think today, just given the boom in tech wealth, there's a lot of people who have made money either working at like a really big company that goes public or, you know, at a smaller company that they're able to sell to private equity or something like that.

a lot of tech wealth, a good amount of inherited wealth, and then the usual people who work in finance as well.

And then, of course, you also have a pretty sizable population of young people who have benefited from

rising asset prices, whether that's the stock market, which is at new record highs or, you know, in crypto, for instance, it's something that people have kind of laughed off for a long time.

But there are many people who have made millions of dollars just having owned crypto at the right time.

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