Rachelle Kroon

speaker

1,226 appearances 5 recordings 1 series first heard Apr 2026 last heard 24 Aug

Rachelle Kroon’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 5 in all, peaking in Jul 2026 with 3.

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money money money · 934 single mum in Tasmania, 40-year loans, pay off debt vs offset, holidays with friends + more · 24 Aug 2026 podcast

Thank you.

Hello, John.

Now, look, it's been getting a lot of media attention the past week.

Uh, one thing I want to clarify that it is for investors.

Right.

So it is a 40-year loan term for investors, and it has a 10-year interest only period with no reassessment period, which means

You as an investor, you can go and get a 40-year loan term and for the first 10 years of that loan, you can just pay interest without having to do any sort of readjustment or refinance, which traditionally is a five-year period with most banks.

Yeah.

So that's the first lender.

My hunch is that they won't be the last.

And they've always been known to be an investor lender.

So they're they're one of the few that have a you know a global limit that you can, you know, chop and change for investors, which is really effective for debt recycling.

So they're they're wanting to keep their niche of investors open.

It's not.

So I would say it's about point two above

some you know some other lenders.

And you may you may

see other lenders opening up, I would say you'll see a lot more longer interest only terms.

It's so

So if you look before all of the, you know, the Royal Commission and responsible lending, Westpac were actually the lender that had the best interest only term.

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