Rachelle Kroon
speaker
1,226 appearances
5 recordings
1 series
first heard Apr 2026
last heard 24 Aug
Rachelle Kroon’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Jul 2026 with 3.
Appearances
The people who are going to get stuck with these rate rises and these changes to serviceability calculators are going to be people who already hold this debt.
So whenever there's a change like this, there's people who are already they're caught holding the debt and they can't do anything with it.
So let's use an example of, you know, a couple that have their own home and they've got two investment properties and they're at interest only and everything's ticking along well.
their interest only terms are five years.
When they come up to the end of their interest only terms,
Traditionally they go to the bank to refinance to get interest only again.
They may not be able to do that under the new rules.
I can't afford this portfolio principle and interest.
I'm forced to sell a property.
Where if you can s change that five year strategy to a ten year strategy, it makes that's a whole lot of difference.
Yeah.
I think we'll see more of it.
Substantially more.
Forty alone term or interest only?
There's some buyers that will go to their maximum regardless of the advice they're given.
So, you know, you look at people at the moment, they just want to s some people just want their maximum.
So you change that maximum to be more over a forty year loan term where they're paying substantially more interest.
There's there's a there's a percentage of the market that are just gonna go there.
And I just don't know if that's in their best interest.
No, we're not gonna be a good thing.
Showing 61–80 of 1,226 · page 4 of 62
← Previous
Next →