Raleigh

Yes. So when I was 18, I'm 20 now. When I was 18, I went to get my first credit card from the bank and they made it aware to me credit cards out in my dad's name. He made me a cosigner and they were destroying my credit. I think my credit card was like 500. So I made that clear to them. or aware to them. My parents, they apologized. They took them off. And then I've been real busy.

Yes. So when I was 18, I'm 20 now. When I was 18, I went to get my first credit card from the bank and they made it aware to me credit cards out in my dad's name. He made me a cosigner and they were destroying my credit. I think my credit card was like 500. So I made that clear to them. or aware to them. My parents, they apologized. They took them off. And then I've been real busy.

I got married, had a baby, and just kind of haven't been too worried about my credit. I decided to look at my credit today and realized that the one card they said they took me off of, they didn't. It was an Amex Delta card. And it's maxed out at $1,000, $1,000 limit. It's maxed out at like $1,300. So they're over their limit on it. And it's been destroying my credit.

I got married, had a baby, and just kind of haven't been too worried about my credit. I decided to look at my credit today and realized that the one card they said they took me off of, they didn't. It was an Amex Delta card. And it's maxed out at $1,000, $1,000 limit. It's maxed out at like $1,300. So they're over their limit on it. And it's been destroying my credit.

So I wanted to see if you thought it was wrong of me to mark it as fraud or what route you would take in this. Can you get it all off my credit history?

So I wanted to see if you thought it was wrong of me to mark it as fraud or what route you would take in this. Can you get it all off my credit history?

Right, right. So as far as telling them to get my name off of it and then marking it as fraud, with them taking my name off of it, it's still going to affect my history though, right?

Right, right. So as far as telling them to get my name off of it and then marking it as fraud, with them taking my name off of it, it's still going to affect my history though, right?

All right. So this market was fraud and tell them to get my name off of it?

All right. So this market was fraud and tell them to get my name off of it?

Okay. So one more time, what is the name of one of those three agencies you said I have to go to?

Okay. So one more time, what is the name of one of those three agencies you said I have to go to?

What's up? Good, good. I am so, so excited to talk to you guys. Um, I recently got married three months ago to my beautiful, beautiful wife. And we found out, uh, what, four days ago now that we're expecting our first child. That is awesomeness. Way cool. We're super excited and scared to death too.

What's up? Good, good. I am so, so excited to talk to you guys. Um, I recently got married three months ago to my beautiful, beautiful wife. And we found out, uh, what, four days ago now that we're expecting our first child. That is awesomeness. Way cool. We're super excited and scared to death too.

Oh yeah. It's both crazy emotions right now. Um, Anyway, and my mother-in-law loves to listen to your show, and I've listened to your show for a couple years now, so that's how she's going to find out. We're going to listen to the show together, and it'll be awesome.

Oh yeah. It's both crazy emotions right now. Um, Anyway, and my mother-in-law loves to listen to your show, and I've listened to your show for a couple years now, so that's how she's going to find out. We're going to listen to the show together, and it'll be awesome.

That's so cool. Thank you for that honor. Thank you for that honor. Yeah, thanks for letting me. My question involves health insurance. I want to get my wife health insurance as soon as I can. And I just don't know anything about it. So I wanted to know what you think.

That's so cool. Thank you for that honor. Thank you for that honor. Yeah, thanks for letting me. My question involves health insurance. I want to get my wife health insurance as soon as I can. And I just don't know anything about it. So I wanted to know what you think.

Yep, we're kind of on our own looking for options.

Yep, we're kind of on our own looking for options.

I do, yes.

I do, yes.

Yes, we do, yep. How much? We have an emergency fund, and we have about $6,000 in house savings.

Yes, we do, yep. How much? We have an emergency fund, and we have about $6,000 in house savings.

$10,000.

$10,000.

Yes. So when I was 18, I'm 20 now. When I was 18, I went to get my first credit card from the bank and they made it aware to me credit cards out in my dad's name. He made me a cosigner and they were destroying my credit. I think my credit card was like 500. So I made that clear to them. or aware to them. My parents, they apologized. They took them off. And then I've been real busy.

I got married, had a baby, and just kind of haven't been too worried about my credit. I decided to look at my credit today and realized that the one card they said they took me off of, they didn't. It was an Amex Delta card. And it's maxed out at $1,000, $1,000 limit. It's maxed out at like $1,300. So they're over their limit on it. And it's been destroying my credit.

So I wanted to see if you thought it was wrong of me to mark it as fraud or what route you would take in this. Can you get it all off my credit history?

Right, right. So as far as telling them to get my name off of it and then marking it as fraud, with them taking my name off of it, it's still going to affect my history though, right?

All right. So this market was fraud and tell them to get my name off of it?

Okay. So one more time, what is the name of one of those three agencies you said I have to go to?

What's up? Good, good. I am so, so excited to talk to you guys. Um, I recently got married three months ago to my beautiful, beautiful wife. And we found out, uh, what, four days ago now that we're expecting our first child. That is awesomeness. Way cool. We're super excited and scared to death too.

Oh yeah. It's both crazy emotions right now. Um, Anyway, and my mother-in-law loves to listen to your show, and I've listened to your show for a couple years now, so that's how she's going to find out. We're going to listen to the show together, and it'll be awesome.

That's so cool. Thank you for that honor. Thank you for that honor. Yeah, thanks for letting me. My question involves health insurance. I want to get my wife health insurance as soon as I can. And I just don't know anything about it. So I wanted to know what you think.

Yep, we're kind of on our own looking for options.

I do, yes.

Yes, we do, yep. How much? We have an emergency fund, and we have about $6,000 in house savings.

$10,000.