Ramit Sethi

speaker
623 appearances 1 recordings 1 series first heard Jul 2026 last heard 28 Jul

Ramit Sethi’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

Appearances

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Oh, how to balance your checkbook.
People don't balance checkbooks anymore, right?
And they're also being taught about things like what to do with an inheritance.
Yeah, that's a really good idea.
You're going to teach an 18-year-old what to do about estate planning when they really don't care at all.
So when I tell people this, they're actually quite surprised that I would suggest high school is probably not the place to focus on financial literacy.
are other things that matter more teach students when it matters when it's relevant and change the structure of things like auto enrollment for 401ks that will make a much better influence uh than anything else by the way the one final thing i want to say which is hilarious about the people who go on twitter and they go oh my god ramit how could you not want people to be taught in high school i go when was the last time you picked up a personal finance book and read it for fun
And they'll, they go, oh, then they disappear.
If you don't want to learn it as an adult, when you're paying taxes and making an income, it's very unlikely that students are going to pay attention, even though they've had the option for many decades.
Yeah, it's not relevant to learn about personal finance until you are making money.
Now, I do think parents should teach children.
I will teach children one day.
However, to mandate it requires all kinds of tricky curriculum questions that most people have not grappled with.
Who's going to teach it?
How are you going to measure it?
How about the fact that they have measured financial literacy and lots of studies, not all, but lots of them show that there's no change in behavior when you teach high school students.
Why would there be?
Yeah, it's a tricky, it's a very tricky situation.
So anyway, there are structural solutions that are really promising.
I love seeing them.
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