Ray Dalio
speaker
1,879 appearances
2 recordings
1 series
first heard Sep 2025
last heard 30 Jul
Ray Dalio’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.
Appearances
It has the lowest return guaranteed almost ever.
to have the worst return over the longer period of time.
People keep cash because it feels safer.
That's right.
And I'm saying it's not safer because of inflation.
Okay.
Well, if I got no interest rate,
then what I would do is I'd lose to the inflation rate.
Well, 3.5% or 4% happens to be about where it is now.
Now I'll get an interest rate on it if I put it someplace and it'll give me maybe an interest rate that's somewhere in that vicinity, similar to that.
And then I have to pay taxes on it.
Okay, fine.
Even though you really didn't gain relative to inflation, you still have to pay the taxes on whatever you've earned or something.
Anyway, over the long term, it's a lousy return.
Because also think about returns also come from productivity.
And over a period of time, people learn how to do things better and so on.
So then you can invest in, let's call this stocks, okay?
We'll call that the stock market.
This is cash, and then you think on the stocks.
And then the stocks can go up or down, and then they have this dynamic that we're talking about that creates these big cycles and the busts.
Showing 221–240 of 1,879 · page 12 of 94
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