Ric Elias

First year was typical, put two organisms together.

And our joke was like, look, we don't want our size and your speed.

That will be a disaster.

We're doing this so that we get our speed, your size.

And that team is doing incredible work.

And we have some big bets that we're making in the next couple of years should play out.

But we're preparing for a future world.

Healthcare is counterintuitive.

The money in healthcare is very specific pockets.

If you really think about it, there's not a lot of value there.

that has been sustained because where the money is given the government's putting the thumb on their scale with Medicare and all this different stuff is just really tricky.

And I think doing it as part of the best and biggest health care provider and platform out there in UnitedHealthcare was the best way to do it.

And so what is the North Star for the product in that business?

What is the thing you're trying to deliver?

Ultimately, you want a

a place where the consumer gets all the answers, all the connectivity, access to, do I qualify for this thing?

Is it covered?

Is it not?

It is preventive.

And you can see how AI will play a role in a very personalized way.